Other |
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| Fire Insurance: |
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Cover loss or damage caused by Fire, Lightning, etc. The policy could also be extended to cover additional perils such as Riot & Strike & Terrorism, Earthquake, Malicious Damage, Explosion, Impact Damage, Cyclone, Storm, Tempest and Flood, natural disasters including tsunami.
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| Engineering Class of Insurance: |
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| Computer All Risk, Electronic All risk, Contractor’s All Risk, Erection All Risk, Plant & Machinery All Risk, Boiler Insurance, Hoteliers Combined Insurance, Machinery Breakdown, and Loss of Profit. |
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| Miscellaneous Insurance: |
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We offer comprehensive and flexible policies for Miscellaneous Insurance eg. ‘Cash in Transit’, ‘Public Liability’, ‘Bankers Indemnity’, ‘Fidelity Guarantee’ etc. |
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| Bid/Performance Bonds: |
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This can be obtained as a Guarantee against the bidding of Tenders for both construction and supply of services/ products.
Once the tender is awarded the following Bonds may be obtained.
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Performance Bonds |
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Advance Payment Bonds |
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| Personal Accident Insurance: |
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Cover the accidental death or total/partial disability to the person/s insured- including weekly benefits for temporary disablement. |
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| The benefits payable under the policy are as follows : |
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- Capital benefits for death or permanent total disablement
- Proportional benefits for permanent partial disablement
- Weekly benefits for temporary disablement
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There must be actual ignition (or fire). Therefore, mere heating, fermentation, scorching or damage by smoke without fire is not sufficient
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| Workmen’s Compensation Insurance: |
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Compensation to an employee in the event of death or injury including occupational diseases, occurring out of and in the course of his/her employment. |
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| Travel Insurance: |
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Travel policies to cover medical, personal accident, loss of baggage and travel delay. |
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| Fidelity Guarantee Insurance: |
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Cover for fraudulent acts of employees handling cash / stocks. |
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| Surgical & Hospitalization Expenses Insurance: |
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Reimbursement of medical expenses incurred in connection with medical treatment or surgery in a hospital. |
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| Burglary/Theft Insurance: |
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For protection against any loss of or damage to property in Business Premises or private dwellings caused by theft accompanied by actual forcible and iolent entry or exit from the premises. |
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| Marine Insurance: |
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Offered in two categories for Hull and Cargo providing cover against sea perils. |
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| Life Insurance: |
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| Cover can be obtained against natural and accidental death. Some of the extensions include Additional life and accidental death cover, Critical illness cover, Spouse Life cover, Hospitalization cover for the whole family. Endowment Policies Retirement Plans, Investment Plans, Loan protection, Child Education Plans and Whole Life Policies could also be arranged to suit your requirements. |
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| ‘Off-Shore’ Investment and Health Insurance Products: |
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| Through our own subsidiary of LOIB Financial Services Ltd., we can even provide services relating to off-shore insurance products from; |
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‘BUPA’ – The largest international health insurance provider having offices in 190 countries 5500 registered hospitals worldwide. |
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