LOLC's integration into paddy farming has been a key to its outreach to Micro financing. A service that the Group has established over the years, the financing solutions for two wheel tractors, mainly used for paddy cultivation, has gained popularity amongst paddy farmers due to the offer of structured rentals that the Group has designed according to the seasonal income patterns.

By making available and giving access to two wheel tractors, the Group has witnessed a marked increase in the efficiency of cultivation and harvest as the tractor facilitates farmers to increase yield by enhancing the productivity of the available paddy land.

LOLC is the largest financier of two wheel tractors in Sri Lanka. Given its success in enabling farmers to enhance productivity, the Group looks to lead this to an out grower programme in the future.