Micro financing is an empowering, enabling bottoms-up tool to poverty alleviation that has provided considerable economic and non economic externalities to low income households. This sustainable tool to poverty alleviation is a exercise in developmental priorities. LOLC is a strong proponent of micro financing for farmers and women entrepreneurs in rural communities.

As a leader in this field, the Group provides financing solutions to our hard working farmers to purchase equipment and machinery. They till and toil the fields for our sustenance. By making available and giving access to two wheel tractors, we have witnessed a marked increase in the efficiency of cultivation and harvest as the tractor facilitates farmers to increase yield by enhancing the productivity of the available paddy land. In this way, the farmer benefits too.

Because women are considered better borrowers, LOLC promotes and empowers the status of this gender by providing micro financing for small and medium entrepreneurial projects. Research shows that credit extended to women has a significant impact on their families' quality of life, and living standards. LOLC has recognized this need and supports women by granting micro financing opportunities and encouraging entrepreneurial ventures.

This level of involvement and commitment by LOLC is a necessity to drive Sri Lanka's rural and impoverished communities to be self-sustainable, thus eradicating the poverty line.