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  Savings & Deposits
  Interest Rates  
       
 
 
Fixed Deposit  
   
Fixed Deposit Interest Rates –W.E.F.  04th January 2012  
 
General Fixed Deposits  
Period Monthly Annually Maturity
Months Simple AER Simple AER Simple AER
1 9.75% 10.20%     9.75% 10.20%
3 10.00% 10.47%     10.75% 11.19%
6 10.25% 10.75%     11.25% 11.57%
12 10.75% 11.30% 11.75% 11.75% 11.75% 11.75%
24 11.25% 11.85% 12.00% 12.00% 12.25% 11.58%
36 11.50% 12.13% 12.25% 12.25% 12.50% 11.20%
48 11.75% 12.40% 12.50% 12.50% 12.75% 10.85%
60 12.00% 12.68% 12.75% 12.75% 13.00% 10.53%
 
 
Fortune Fixed Deposits (Deposits of Rs. 1 Million and over) - 0.25% above the "General" FD Rate
Corporate Fixed Deposits (Deposits of Rs.10 Million and over) - 0.50% above the "General" FD Rate
Senior Citizen Fixed Deposits (Depositors who are 55 years of age or over on the date of Deposit) - 1.00 % above the "General" FD Rate
Unfixed Deposits – (Deposits can be prematurely withdrawn after one month from the date of deposit without penalty – 9.75% pa for a 12 month deposit Interest Payable on maturity.)
 
 
 
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