Privacy Policy  
 
 
LOLC online takes your privacy seriously. Please read the following to learn more about our privacy policy.
 
What This Privacy Policy Covers

This policy covers how LOLC treats personal information that LOLC collects and receives, including information related to your past use of LOLC products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that LOLC does not own or control or to people that LOLC does not employ or manage. In addition, some companies that LOLC has acquired have their own, preexisting privacy policies.
   
Information Collection and Use

General
LOLC collects personal information when you register with LOLC, when you use LOLC products or services, when you visit LOLC pages or the pages of certain LOLC partners. LOLC may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, and information about your assets. When you register with LOLC and sign in to our services, you are not anonymous to us.

LOLC collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

LOLC uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

   
Information Sharing and Disclosure

LOLC does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

 
    • We provide the information to trusted partners who work on behalf of or with LOLC under confidentiality agreements. These companies may use your personal information to help LOLC communicate with you about offers from LOLC and our marketing partners. However, these companies do not have any independent right to share this information.

 
    • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of LOLC’s terms of use, or as otherwise required by law.

 
    • We transfer information about you if LOLC is acquired by or merged with another company. In this event, LOLC will notify you before information about you is transferred and becomes subject to a different privacy policy.

LOLC works with vendors, partners, advertisers, and other service providers in different industries and categories of business..

   
Cookies

LOLC may set and access LOLC cookies on your computer.

LOLC lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to LOLC 's cookies.

LOLC uses web beacons to access LOLC cookies inside and outside our network of web sites and in connection with LOLC products and services.

   
Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your LOLC Account Information; however this will be subjected to an authorization process depending on the severity of the information.

We reserve the right to send you certain communications relating to the LOLC service, such as service announcements, administrative messages and the LOLC Newsletter, that are considered part of your LOLC account, without offering you the opportunity to opt out of receiving them.

You can delete your LOLC account by sending a request for account deletion. Certain information will be remaining in LOLC website even after deletion of the account.

   
Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards to protect personal information about you.

   
Changes to this Privacy Policy

LOLC may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your LOLC account or by placing a prominent notice on our site.