Lanka ORIX Finance Company PLC

Welcome to LOLC

Insurance

Office Guardian


This policy targets offices and is a mixture of a number of policies such as Workman’s Compensation, Electronic All Risk, Liability and Money in Transit apart from the standard Fire perils. This policy is a total solution for every office as its boundaries exceed every policy that is currently on offer.


Material Damage on “All risk Basis”


	Buildings and permanent fixtures and fittings
	Equipment
	Furniture and fittings
	Electronic equipment


Standard Covers


Fire & Lightning, Explosion, Earthquake, Cyclone, Storm & Tempest, Flood, Hurricane, Tornado, Tidal Waves, Tsunami, Volcanic Eruption, Collision, Malicious Damage, Impact Damage, Aircraft Damage, Bursting & Overflowing of water Tanks Apparatus.


Covers Available Free of Charge


	Loss of Gross Profit upto Rs 25Mn
	Rent receivable - 15% of Building sum insured.
	Book debts - Rs 500,000/-
	Increased cost of working as well as alternative accommodation - Rs 500,000/-
	Money In Transit - up to Rs.200,000/-
	Money in safe - Rs 200,000/-
	Non receipted cash within insured's premises - Rs 25,000/-
	Personal assault and death to employees - Rs 500,000/-
	Public liability - Rs 1 Mn
	Workmen's Compensation
	'‘Key man’ – Personal Accident
	Glass Insurance (Accidental Breakages of fixed Glass)
	Burglary


Optional Covers


	Employee Dishonesty cover - upto Rs.100,000/- per employee. (Aggregate limit - Rs.300,000/-)
	Riot & Strike
	Terrorism
	Personal Accident cover for employees