For all types of vehicles – private cars, commercial vehicles & motorcycles, cover could be arranged on ‘Comprehensive’, ‘Third party fire & theft’ or ‘Third Party only’ basis.
Private Car Comprehensive Insurance
This policy covers own damage sustained at a time of an accident and the following covers are automatically included when a basic cover is obtained.
Loss or Damage to the vehicle or its accessories by,
Fire/Lightning
Explosions
Self-Ignitions
Burglary/Theft/House breaking
Malicious damage
Includes Third Party cover (Third party Life/ Bodily injuries & property damages)
The following covers could be obtained by paying an additional premium,