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Insurance |
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Health Guardians |
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This policy specifically targets individuals, a segment very conveniently forgotten by most other competitors considering its loss ratio. However, considering the need for a specialized medical product this was designed to offer a much needed cushion against the soaring price of hospital bills.
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As an Insurance Specialist, we provide professional customized advisory services to prospective clients to have the best solutions for their insurance needs. A wide array of common insurance policies we place with all 15 registers insurance companies are listed below:
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The only health cover, which promotes health Insurance for individuals. |
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Age Limit upto 70years. |
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The only health cover that provides natural death cover up to Rs 500,000/-. |
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The only health cover to pay for accidental death, upto a maximum of Rs 1,000,000/-. |
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The only health cover to provide for critical illnesses cover |
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Ambulance cost reimbursement (ranging from Rs 1,500/- to Rs. 3,000/-) for emergency transportation to hospital. |
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A special cash allowance between Rs 750/- and Rs 1,500/- depending on policy value, for daily expenses after the 3rd day of hospitalization (up to 21 days) |
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Additional benefit per member. |
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| SURGICAL & HOSPITALISATION - "ORIX HEALTH GUARDIAN" PLANS |
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Category of Expenses |
OPTION 1 |
OPTION 2 |
OPTION 3 |
OPTION 4 |
OPTION 5 |
OPTION 6 |
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Maximum room charges per day (maximum 21 days) |
2,400 |
2,400 |
3,600 |
3,600 |
4,000 |
6,000 |
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Loss of Income |
750 |
750 |
750 |
1,000 |
1,250 |
1,500 |
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Expenses incurred for travel within Sri Lanka to obtain |
1,500 |
1,500 |
1,500 |
2,000 |
2,500 |
3,000 |
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emergency treatment for which benefits are payable |
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S & H Limit per Annum |
75,000 |
100,000 |
200,000 |
300,000 |
400,000 |
500,000 |
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Optional Covers : |
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Natural Death Cover |
75,000 |
100,000 |
200,000 |
300,000 |
400,000 |
500,000 |
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Accidental Death |
150,000 |
200,000 |
400,000 |
600,000 |
800,000 |
1,000,000 |
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Critical Illness Cover |
75,000 |
100,000 |
200,000 |
300,000 |
400,000 |
500,000 |
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